For UK bookkeepers & accountants
Convert client bank statements to Xero, QuickBooks, Sage or FreeAgent — without client data ever leaving your computer.
Rowford turns PDF statements from 10 UK banks into import-ready files, entirely in your browser. Full preview and reconciliation are free — pay once when you need the export.
What you get
- UK bank templates
- 10
- Export formats
- 6
- Reconciliation
- to the penny
- File data sent
- 0 KB
The 0 KB is measured, not promised — the bar above tallies every byte the page sends. Watch it while you work.
How it works
- 01
Drop the client's PDF statement
It opens in your browser's memory. It is never uploaded — there is nothing to upload it to.
- 02
Check the extraction, free
Full preview with editable column mapping, per-row confidence scores, and a reconciliation check: opening balance + transactions = closing balance, shown to the penny.
- 03
Export for your software
Xero, QuickBooks Online, Sage, FreeAgent, CSV or Excel — each preset matches the platform's current import spec exactly.
Template-based. Not AI.
Each supported bank has a fixed layout template, and extraction is deterministic: the same statement in, the same result out, every time. Numbers are read from the PDF's own text and cross-checked against the running balance — never predicted, never "corrected", never guessed. When something doesn't parse cleanly, the row is flagged for your review instead.
- Extraction
- Rule-based templates
- Repeatability
- Identical output on every run
- Uncertainty
- Flagged, never guessed
Client confidentiality, by architecture
Cloud converters work by taking custody of your client's statements. This one can't: it is a static page whose processing runs entirely on your computer. There is no upload endpoint, no processing server, no third-party API touching file contents.
You don't have to take that on trust. The assurance bar on every page runs a live network monitor that counts every byte of outbound request data — open your browser's network tab alongside it and verify.
The only network call in the app: Your licence key is verified online. Your files never are.
Read the full privacy pageNetwork monitor — this session
0 KB
of your file data sent to any server
Measured by wrapping this page's own network APIs. If a future change ever tried to transmit file data, this number would say so before we could.
Compared with cloud converters
| Typical cloud converter | Rowford | |
|---|---|---|
| Where statements go | Uploaded to their servers for processing | Never leave your computer |
| Pricing | Typically $19–$159/month subscriptions | $39 one-time, or $15/month for firms |
| Works offline | No — processing happens on their infrastructure | Yes, after first load |
| Accounts | Account required | None — a licence key by email |
Figures describe the common pattern across mainstream cloud statement-conversion tools at the time of writing; no claim is made about any specific product.
Pricing
The accuracy proof is free. The output is paid. That's the whole model.
Free
$0
Prove the accuracy on your own statements.
- Full parse of a statement
- Full preview, column mapping & confidence
- Full reconciliation check
- Export capped at the first 25 transactions, marked as a preview
Solo
$39 one-time
For a bookkeeper handling statements one at a time.
- Everything in Free
- Unlimited single-statement exports
- All formats: Xero, QuickBooks, Sage, FreeAgent, CSV, Excel
- One payment. Not a subscription.
Firm
$15 /month
For practices converting client statements in batches.
- Everything in Solo
- Batch mode: many statements → one combined or per-file export
- Priority email support
Checkout opens Polar, our payment provider, in a new tab. A licence key arrives by email; paste it into the app once. Your licence key is verified online. Your files never are.
Supported banks
Layout templates per bank, with a page on each explaining exactly what we read:
BarclaysHSBCLloydsNatWestSantanderHalifaxNationwideMonzoStarlingRevolut Business
Frequently asked questions
Is client statement data uploaded to your servers?
No — there are no servers to upload to. The PDF is read by code running in your browser, the table is rebuilt on your computer, and the export file is written straight to your Downloads folder. The assurance bar at the top of every page shows a live, measured count of file data sent over the network: it reads 0 KB because nothing is ever sent. Your licence key is verified online. Your files never are.
What exactly is free, and what is paid?
Free gets you the full accuracy proof on any statement: complete parsing, the full on-screen preview with editable column mapping and per-row confidence, and the full reconciliation check. Exports are capped at the first 25 transactions and marked as a preview. A Solo licence ($39 one-time) removes the cap; Firm adds batch processing. There are no other differences — we don't hold accuracy hostage.
Which banks are supported?
Layout templates cover Barclays, HSBC, Lloyds, NatWest, Santander, Halifax, Nationwide, Monzo, Starling and Revolut Business, plus a generic fallback that detects columns from the statement's own layout. If a column is picked up wrongly, the mapping controls let you correct it before exporting.
Which formats can I export?
Xero bank-statement CSV, QuickBooks Online CSV (3-column and 4-column), Sage bank import CSV, FreeAgent statement CSV, plus generic CSV and Excel (XLSX). Each preset follows the platform's current documented import format — date format, sign convention, headers and column order.
Do scanned or photographed statements work?
Not yet. The converter reads the text layer of digital-native PDFs — the kind downloaded from online banking. Scans have no text layer; rather than run error-prone OCR on financial data, the app tells you plainly and stops. OCR is on the roadmap, not in the product.
How does licensing work? Do I need an account?
No accounts. Checkout runs through Polar and emails you a licence key; paste it into the app once and it stays activated on this browser, with a 14-day grace period if you're offline. Your licence key is verified online. Your files never are.
Is this AI? Will it hallucinate numbers?
No AI touches your figures. The parser is template-based: each supported bank has a fixed layout template, and extraction is deterministic arithmetic on the PDF's own text — the same statement produces the same output, every time. Where a value doesn't parse cleanly the row is flagged for review; nothing is ever guessed.
Is the reconciliation check trustworthy?
It is arithmetic, shown in full: opening balance plus every extracted transaction must equal the closing balance, to the penny. If it doesn't, the check fails visibly and the rows that need review are highlighted. The same check ships in a downloadable reconciliation report you can attach to your working papers.